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Section 01
4 articles

Pensions

The State Pension, workplace and personal pensions: how the rules work, what changes when life does, and where to check your own position.

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A couple in their early seventies sit together on a sofa, the woman holding a sheet of paper while the man looks on.

Advertisement · Sponsored content by Raotsa OÜ Many Britons should know about this pension top-up Some people receiving a State Pension may also be able to get extra help with living costs. But eligibility depends on their individual circumstances, and receiving a State Pension does not automatically qualify someone. 09.11.2026 · 5 min read

More in Pensions

A woman in her early sixties sits at a kitchen table with a mug of tea, looking out at the garden.

What a State Pension can pass on when a husband, wife or civil partner dies Whether anything can be inherited depends on when each of you reached State Pension age and when you married. How the old and new State Pension rules differ, and how to contact the Pension Service.

Two colleagues talk over a sheet of paper at a meeting table in a bright office.

Why salary sacrifice saves National Insurance, and what changes in 2029 Giving up part of your salary for a pension contribution saves National Insurance for you and your employer. From April 2029 that saving stops above £2,000 a year. The rule is now law; here is how it works.

A couple in their early sixties sit on a garden bench in autumn, the man writing in a notebook.

Why the first flexible pension withdrawal can shrink what you pay in afterwards Taking taxable income flexibly from a pension pot can cut the yearly limit for tax-relieved saving from £60,000 to £10,000. What triggers the Money Purchase Annual Allowance and what does not.

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